Processing Review
Already processing payments?
See what it's really costing you.
If you accept cards or ACH through Stripe, Square, PayPal or a bank-provided processor, we'll review your current pricing and show you what a direct merchant account with better interchange structure looks like.
Lower cost of acceptance
Interchange-based pricing instead of flat aggregator rates, with Customer Choice and dual pricing options.
Your own merchant account
Underwritten in your business name by a licensed processing partner — not held inside an aggregator.
Card and ACH together
One platform for cards, bank payments, invoicing, recurring billing and saved payment methods.
Fewer surprises
Better approval rates, clearer reporting and support for higher-volume or more complex businesses.
Flat-rate aggregators bundle interchange, markup and risk into one number — which usually means you overpay on debit and larger tickets, and hold funds under someone else's merchant account. We migrate you to a direct merchant account and keep the payment infrastructure under your control.
What happens next
Statement review
We calculate your effective rate and identify where markup, downgrades and fees are coming from.
Pricing proposal
We model card, ACH and Customer Choice programs against your real volume and payment mix.
Boarding and migration
If it makes sense, we board your direct merchant account and migrate payments with minimal disruption.
Cost comparisons are estimates based on the information you provide. Actual pricing depends on underwriting, business type, processing history and applicable payment-network rules. Card and ACH processing is provided by licensed processing partners.